Saving Made Easy

With our Smart Growth certificate, you may add funds anytime, anywhere, without extending the term. It’s the perfect way to start saving for any of life’s future expenses. All it takes is a $100 deposit to get started. So what are you waiting for?

Check rates
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Add additional money to the certificate anytime over its lifetime
$100 minimum to open
36, 60 & 84 month terms available
Insured by the NCUA up to $250,000
Free online banking and eStatements

Fill out the online application and you can open an account in as little as 10 minutes.

Online Application

Account Opening

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Rates as high as

3.35% APY*

All Rates

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Certificates (CD)

Account Type	Minimum To Open	Dividend Rate⁴	APY⁴	IRA Dividend Rate⁴	IRA APY⁴
6-11 Month	$500	.85%	.85%	.85%	.85%
12-17 Month	$500	1.00%	1.00%	1.00%	1.00%
18-23 Month	$500	1.29%	1.30%	1.29%	1.30%
24-35 Month	$500	1.49%	1.50%	1.49%	1.50%
36-47 Month PROMO⁷	$500	2.96%	3.00%	2.96%	3.00%
36-47 Month	$500	1.73%	1.75%	1.73%	1.75%
48-59 Month	$500	1.98%	2.00%	1.98%	2.00%
60-71 Month	$500	2.27%	2.30%	2.27%	2.30%
72+ Month	$500	2.42%	2.45%	2.42%	2.45%
Smart Growth Certificates⁵
36 Month	$100	1.49%	1.50%	1.49%	1.50%
60 Month	$100	2.03%	2.05%	2.03%	2.05%
84 Month	$100	2.18%	2.20%	2.18%	2.20%

All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor.

The minimum balance to open and maintain a share certificate account is $500, except Smart Growth which has a minimum of $100.

APY = Annual Percentage Yield

4- The share certificate Dividend Rates and Annual Percentage Yields shown were accurate as of the Effective Date of this Rate Sheet. Contact the Credit Union for most current rates.
5- Variable Rate CD with a guaranteed minimum floor rate; contact the credit union for details. Additional deposits will not extend the term or advance the Maturity Date. One (1) annual withdrawal of 10% of the principal balance is allowed without penalty, unless opened as an IRA, in which case IRA rules apply.
7- This is a limited time offer and available on a first come, first serve basis. This offer is only available to funds new to NW Preferred.

*Disclosures

All rates are subject to change. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details. All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor

Variable Rate CD with a guaranteed minimum floor rate; contact the credit union for details. Additional deposits will not extend the term or advance the Maturity Date. One (1) annual withdrawal of 10% of the principal balance is allowed without penalty, unless opened as an IRA, in which case IRA rules apply.

Smart Growth Certificate

Watch your money grow

Saving Made Easy

*Disclosures

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Smart Growth Certificate

Watch your money grow

Saving Made Easy

*Disclosures

This is a test alert to see how text wraps on devices

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